The Bank of India (BOI) has officially released the Bank of India Credit Officer Recruitment 2026 Notification under Project No. 2026-27/01. Through this recruitment drive, the bank aims to fill 779 Credit Officer (GBO Stream)vacancies in MMGS-II, MMGS-III, and SMGS-IV grades across India.
The online application process began on 30 June 2026 and will continue until 20 July 2026. Eligible candidates with a graduation degree and relevant banking or credit experience can submit their applications through the official BOI website. Selected candidates will receive an attractive salary ranging from ₹64,820 to ₹1,20,940 per month, along with various allowances and career growth opportunities.
In this article, you will find complete information regarding BOI Credit Officer Recruitment 2026, including vacancy details, eligibility criteria, age limit, salary, application fee, selection process, exam pattern, important dates, and application procedure.
| Event | Date |
|---|---|
| Notification Released | 01 June 2026 |
| Online Application Starts | 30 June 2026 |
| Last Date to Apply | 20 July 2026 |
| Last Date for Fee Payment | 20 July 2026 |
| Online Examination | To Be Announced |
| Interview | Will be notified later |
BOI Credit Officer Vacancy 2026 Details
A total of 779 vacancies have been announced.
| Grade | SC | ST | OBC | EWS | UR | Total |
|---|---|---|---|---|---|---|
| MMGS-II | 102 | 52 | 180 | 69 | 274 | 677 |
| MMGS-III | 10 | 5 | 16 | 8 | 22 | 61 |
| SMGS-IV | 6 | 2 | 9 | 3 | 21 | 41 |
| Grand Total | 118 | 59 | 205 | 80 | 317 | 779 |
Out of the total vacancies, 475 posts are backlog vacancies carried forward from the previous recruitment cycle.
Educational Qualification
Applicants should possess:
- Graduation in any discipline from a recognized university with minimum 60% marks
- 55% marks for SC/ST/OBC/PWBD candidates
OR
Professional qualifications such as:
- CA
- CMA
- ICWA
- CS
- CFA
Experience Requirement
| Grade | Experience Required |
|---|---|
| MMGS-II | Minimum 3 years as an Officer including 2 years in MSME/Commercial Credit/Project Finance |
| MMGS-III | Minimum 5 years as an Officer including 3 years in Credit/Project Finance |
| SMGS-IV | Minimum 7 years as an Officer including 4 years in Credit/Project Finance |
Age Limit (As on 01 June 2026)
| Grade | Minimum | Maximum |
|---|---|---|
| MMGS-II | 25 Years | 32 Years |
| MMGS-III | 28 Years | 38 Years |
| SMGS-IV | 32 Years | 45 Years |
Age Relaxation
- SC/ST – 5 Years
- OBC (NCL) – 3 Years
- PWBD – 10 Years
- Ex-Servicemen – As per Government Rules
- Persons affected by 1984 riots – 5 Years
Online Application Fee Details:
| Category | Fee |
|---|---|
| SC/ST/PWD | ₹175 |
| General/OBC/EWS | ₹850 |
Payment Mode
Candidates can pay through:
- Debit Card
- Credit Card
- Internet Banking
- UPI
- Mobile Wallet
BOI Credit Officer Salary 2026
Selected candidates will receive an excellent salary package.
| Grade | Pay Scale |
|---|---|
| MMGS-II | ₹64,820 – ₹93,960 |
| MMGS-III | ₹85,920 – ₹1,05,280 |
| SMGS-IV | ₹1,02,300 – ₹1,20,940 |
Apart from the basic pay, employees will also receive:
- Dearness Allowance (DA)
- House Rent Allowance (HRA)
- Medical Benefits
- Leave Travel Concession
- Pension Benefits
- Performance Incentives
- Other Bank Allowances
BOI Credit Officer Selection Process
Selection will be based on:
- Online Examination
- Personal Interview
- Document Verification
- Medical Examination
Weightage
- Online Test – 70%
- Interview – 30%
Online Exam Pattern
| Section | Marks |
|---|---|
| English Language (Qualifying) | 25 |
| Professional Knowledge | 100 |
| Total | 125 Marks |
Duration
120 Minutes
Negative Marking
- 0.25 marks deducted for every incorrect answer.
Security Deposit After Selection
Selected candidates must deposit a refundable security amount.
| Grade | Security Deposit |
|---|---|
| MMGS-II | ₹2,00,000 |
| MMGS-III | ₹3,00,000 |
| SMGS-IV | ₹3,00,000 |
The amount will be refunded after three years of satisfactory service.
Simple Steps to Apply for BOI Credit Officer Jobs 2026
Follow these steps to complete the online application:
- Visit the official BOI website.
- Go to the Career section.
- Click on Recruitment of Credit Officers (Project No. 2026-27/01).
- Register using your email ID and mobile number.
- Fill in personal, educational, and experience details.
- Upload the required documents.
- Pay the application fee online.
- Review the application carefully.
- Submit the form.
- Download and print the confirmation page for future reference.
Direct Links to Apply Online:
Official Notification PDF Download
Online Application Fill Direct Link
Frequently Asked Questions (FAQs)
Q1. How many vacancies have been announced under BOI Credit Officer Recruitment 2026?
A total of 779 vacancies have been announced.
Q2. What is the last date to apply?
The last date to submit the online application is 20 July 2026.
Q3. What is the salary of a BOI Credit Officer?
The salary ranges from ₹64,820 to ₹1,20,940, depending on the grade.
Q4. Is prior work experience mandatory?
Yes. Relevant banking and credit experience is mandatory for all grades.
Q5. What is the selection process?
Candidates will be selected through an Online Examination, Personal Interview, Document Verification, and Medical Examination.
Q6. Is there negative marking in the online exam?
Yes. 0.25 marks will be deducted for every incorrect answer.
